To provide our customers with customized underwriting, claim solutions and value-added services without increasing the customer's cost.
The insurance policy is a specialized complicated contract issued by the insurance company. As the recipient of the contract, the customer is at an unfair disadvantage.
Firstly, in the field of professional knowledge, even if the customer sees the terms, they cannot understand the interpretation of the terms and implicit terms.
→ Secondly, the content of format contract is fixed in form, no pertinence for specific customer, it is difficult to really meet the specific needs of customers.
Specialists master their area of expertise
Insurance broker company with rich professional knowledge and experience, it can solve the environment of information asymmetry and unequal status between the two parties of the policy and reduce transaction cost; for specific risks of customers, brokers on behalf of customers can negotiate with insurance companies on favorable personalized underwriting conditions and provide professional counselling service for customers to sign insurance contracts. Enabling customers to obtain the most adequate insurance coverage with reasonable premium. Thus saving the money and time cost of the insured. When loss occurs, insurance broker company uses its rich experience and professional knowledge, on behalf of the customer to effectively lodge a claim with the insurance company and provide evidence; if the insurance company passes the buck, strong customers from the broker company can have a say for its customers.
→ From the macroscopic view: insurance broker can optimize the allocation of social resources, reduce the cost of social communication and Improve the efficiency of participants.
Insurance broker company is the best choice for enterprises with a
large scale, great risks when they need placement of insurance.